Need to get in touch?
Our plans to ensure we can continue to serve our customers during the Coronavirus pandemic include our staff working remotely.
During this period the best way to get in touch is via the contact form here and one of our team will respond as soon as possible.
Find out in this short film how our highly responsive customer service and commitment to being an adaptable, approachable and dependable funding partner means we are always able to look for reasons to say ‘yes’ to your projects.
Hire Purchase
Hire purchase is a finance agreement that is secured on the asset being funded. Payments can be tailored to suit your customers’ requirements and they have the opportunity to own the asset at the end of the finance period.
Finance Lease
A finance lease allows your customer to use the asset during the lease period, without owning it. The monthly rentals are normally 100% allowable against tax. At the end of the lease, they can either continue with nominal annual rentals or sell the asset as our agent and benefit from a proportion of the sale proceeds.
United Trust Bank’s Asset Finance department boasts a team of professionals with decades of credit experience. As a ‘broker only’ asset finance funder, we are committed to building strong, long term partnerships based on providing a high-quality, individual service backed by quick decision making. Our credit managers are encouraged to find innovative solutions to your clients’ individual needs, ensuring your customers have the funds they need, when they need them.
You should send us a full proposal by email to [email protected], including:
We will confirm our credit decision and acceptance terms to you.
You arrange for the necessary documentation to be signed by your customer, emailed in for payout and returned to us by post.
We would also require:
Once we have received the completed documents, we will pay the supplier by same-day bank transfer. Broker commission is paid at the same time.
At United Trust Bank our broker partners benefit from a dedicated account manager who will ensure that all of your enquiries are addressed promptly, consistently and without fuss. You won’t be passed from pillar to post with different people making different information requests. Instead, you’ll receive timely, reliable and professional funding solutions. Our Broker Zone will give you access to our exclusive broker-only web page. Please log in or register here.
Organisations registered with Companies House with at least one director or a board of directors who are responsible for the decisions of the business.
Apply by post Apply onlineOrganisations registered with Companies House which consists of at least one general partner and at least one limited partner.
Apply by post Apply onlineOrganisations registered with Companies House where some or all of the partners have limited liabilities.
Apply by post Apply onlineOrganisations which are not registered with Companies House, consisting of at least two partners responsible for the running and decisions of their business.
Apply by post Apply onlineIndividuals who are the exclusive owner of a business, responsible for all profits and losses of that business.
Apply by post Apply onlineThe cash element of Self-Invested Personal Pensions (SIPPs) and Small Self-Administered Schemes (SASSs).
Apply by postCash being held for the benefit of a beneficiary, administered by named trustees.
Apply by postNot-for-profit organisations of two or more people, dedicated to a particular interest or activity.
Apply by post
For individuals applying to open a Cash ISA to utilise current tax year allowance
Apply by postFor individuals transferring a Cash ISA from an existing provider
Apply by post
We will be contacting our existing personal customers by email in due course to invite them to register for our newly launched online banking service.
Once invited you will need to have registered for online banking in order to continue. If you have registered you will have received your user details by post and can log in below.
For our Business and Charity customers, we plan to launch online banking for you early next year.
In the interim all accounts can be managed by email, phone or post. You can find details here
Unregistered customers please click on link to register
Personal Customers that have received their Online Banking details in the post
