UTB 1 Year Bond

0.55% Gross/AER
Interest paid on Maturity.
AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year.

No. The interest rate is fixed for the term of the bond. Interest is calculated daily using the cleared balance of the account.

£5,027.50
The UTB 1 Year Bond pays interest on maturity. The projection provided is for illustrative purposes only and does not take into account individual circumstances.

To open an account:
• You need to be 18 or over and permanently reside in the United Kingdom. The account can be held jointly by up to two people.
• The minimum deposit is £5,000.00 per account.
• The maximum deposit is £1 million per account.
• You can open our personal accounts online at our website, #.
• A Nominated Bank Account must be provided when applying for an account. The Nominated Bank Account must be a transactional UK Bank account where electronic payments can be made and received. The Nominated Account must be in your name, or if applying for a Joint account, the Nominated Bank account must be in at least one of the names of the account holders.
• You have 14 days after submitting your application to fund your account. Funds need to be sent from your Nominated Account and can be made either electronically or you can send a cheque. If it is not funded at the end of 14 days we will close the account.What happens at maturity?
• We will contact you approximately 14 days before your account matures detailing your options and enabling you to give us your maturity instructions.
• You can ask us to repay your funds or reinvest some or all of it into one or more new accounts.
• If you ask us to repay your money we will do this by sending an electronic payment to your Nominated Account.
• If we do not receive an instruction from you we will reinvest your funds into a seven day instant access account at the banks’ prevailing rate for such accounts. Following a maximum of four, seven day renewals, we will make a full repayment electronically to your Nominated Account.

No. Withdrawals, transfers or closures are not permitted before the maturity date.Interest may be withdrawn annually on the anniversary.

UTB 15 Month Bond

0.68% Gross/AER
Interest paid annually.
AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year.

No. The interest rate is fixed for the term of the bond. Interest is calculated daily using the cleared balance of the account.

£5,042.54
The UTB 15 Month bond pays interest annually. The projection provided is for illustrative purposes only and does not take into account individual circumstances.

To open an account:
• You need to be 18 or over and permanently reside in the United Kingdom. The account can be held jointly by up to two people.
• The minimum deposit is £5,000.00 per account.
• The maximum deposit is £1 million per account.
• You can open our personal accounts online at our website, #.
• A Nominated Bank Account must be provided when applying for an account. The Nominated Bank Account must be a transactional UK Bank account where electronic payments can be made and received. The Nominated Account must be in your name, or if applying for a Joint account, the Nominated Bank account must be in at least one of the names of the account holders.
• You have 14 days after submitting your application to fund your account. Funds need to be sent from your Nominated Account and can be made either electronically or you can send a cheque. If it is not funded at the end of 14 days we will close the account.What happens at maturity?
• We will contact you approximately 14 days before your account matures detailing your options and enabling you to give us your maturity instructions.
• You can ask us to repay your funds or reinvest some or all of it into one or more new accounts.
• If you ask us to repay your money we will do this by sending an electronic payment to your Nominated Account.
• If we do not receive an instruction from you we will reinvest your funds into a seven day instant access account at the banks’ prevailing rate for such accounts. Following a maximum of four, seven day renewals, we will make a full repayment electronically to your Nominated Account.

No. Withdrawals, transfers or closures are not permitted before the maturity date.Interest may be withdrawn annually on the anniversary.

UTB 2 Year Bond

0.80% Gross/AER
Interest paid annually.
AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year.

No. The interest rate is fixed for the term of the bond. Interest is calculated daily using the cleared balance of the account.

£5,080.32
The UTB 2 Year Bond pays interest annually. The projection provided is for illustrative purposes only and does not take into account individual circumstances.

To open an account:
• You need to be 18 or over and permanently reside in the United Kingdom. The account can be held jointly by up to two people.
• The minimum deposit is £5,000.00 per account.
• The maximum deposit is £1 million per account.
• You can open our personal accounts online at our website, #.
• A Nominated Bank Account must be provided when applying for an account. The Nominated Bank Account must be a transactional UK Bank account where electronic payments can be made and received. The Nominated Account must be in your name, or if applying for a Joint account, the Nominated Bank account must be in at least one of the names of the account holders.
• You have 14 days after submitting your application to fund your account. Funds need to be sent from your Nominated Account and can be made either electronically or you can send a cheque. If it is not funded at the end of 14 days we will close the account.What happens at maturity?
• We will contact you approximately 14 days before your account matures detailing your options and enabling you to give us your maturity instructions.
• You can ask us to repay your funds or reinvest some or all of it into one or more new accounts.
• If you ask us to repay your money we will do this by sending an electronic payment to your Nominated Account.
• If we do not receive an instruction from you we will reinvest your funds into a seven day instant access account at the banks’ prevailing rate for such accounts. Following a maximum of four, seven day renewals, we will make a full repayment electronically to your Nominated Account.

No. Withdrawals, transfers or closures are not permitted before the maturity date.Interest may be withdrawn annually on the anniversary.

UTB 3 Year Bond

0.90% Gross/AER
Interest paid annually.
AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year.

No. The interest rate is fixed for the term of the bond. Interest is calculated daily using the cleared balance of the account.

£5,136.22
The UTB 3 Year bond pays interest annually. The projection provided is for illustrative purposes only and does not take into account individual circumstances.

To open an account:
• You need to be 18 or over and permanently reside in the United Kingdom. The account can be held jointly by up to two people.
• The minimum deposit is £5,000.00 per account.
• The maximum deposit is £1 million per account.
• You can open our personal accounts online at our website, #.
• A Nominated Bank Account must be provided when applying for an account. The Nominated Bank Account must be a transactional UK Bank account where electronic payments can be made and received. The Nominated Account must be in your name, or if applying for a Joint account, the Nominated Bank account must be in at least one of the names of the account holders.
• You have 14 days after submitting your application to fund your account. Funds need to be sent from your Nominated Account and can be made either electronically or you can send a cheque. If it is not funded at the end of 14 days we will close the account.What happens at maturity?
• We will contact you approximately 14 days before your account matures detailing your options and enabling you to give us your maturity instructions.
• You can ask us to repay your funds or reinvest some or all of it into one or more new accounts.
• If you ask us to repay your money we will do this by sending an electronic payment to your Nominated Account.
• If we do not receive an instruction from you we will reinvest your funds into a seven day instant access account at the banks’ prevailing rate for such accounts. Following a maximum of four, seven day renewals, we will make a full repayment electronically to your Nominated Account.

No. Withdrawals, transfers or closures are not permitted before the maturity date.Interest may be withdrawn annually on the anniversary.

UTB 5 Year Bond

1.35% Gross/AER
Interest paid annually.
AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year.

No. The interest rate is fixed for the term of the bond. Interest is calculated daily using the cleared balance of the account.

£5,346.74
The UTB 5 Year bond pays interest annually. The projection provided is for illustrative purposes only and does not take into account individual circumstances.

To open an account:
• You need to be 18 or over and permanently reside in the United Kingdom. The account can be held jointly by up to two people.
• The minimum deposit is £5,000.00 per account.
• The maximum deposit is £1 million per account.
• You can open our personal accounts online at our website, #.
• A Nominated Bank Account must be provided when applying for an account. The Nominated Bank Account must be a transactional UK Bank account where electronic payments can be made and received. The Nominated Account must be in your name, or if applying for a Joint account, the Nominated Bank account must be in at least one of the names of the account holders.
• You have 14 days after submitting your application to fund your account. Funds need to be sent from your Nominated Account and can be made either electronically or you can send a cheque. If it is not funded at the end of 14 days we will close the account.What happens at maturity?
• We will contact you approximately 14 days before your account matures detailing your options and enabling you to give us your maturity instructions.
• You can ask us to repay your funds or reinvest some or all of it into one or more new accounts.
• If you ask us to repay your money we will do this by sending an electronic payment to your Nominated Account.
• If we do not receive an instruction from you we will reinvest your funds into a seven day instant access account at the banks’ prevailing rate for such accounts. Following a maximum of four, seven day renewals, we will make a full repayment electronically to your Nominated Account.

No. Withdrawals, transfers or closures are not permitted before the maturity date.Interest may be withdrawn annually on the anniversary.