About United Trust Bank
United Trust Bank is an established, specialist lender providing a wide range of secured funding facilities for individuals and businesses and competitive deposit accounts for individuals, businesses and charities.
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United Trust Bank is an established, specialist lender providing a wide range of secured funding facilities for individuals and businesses and competitive deposit accounts for individuals, businesses and charities.
Find out in this short film how our highly responsive customer service and commitment to being an adaptable, approachable and dependable partner means we are always able to look for reasons to say ‘yes’ to our customers.
United Trust Bank is an entrepreneurial and pragmatic specialist lender, driven to understand our customers’ needs. With dedicated divisions providing asset finance, motor finance, bridging finance, development finance, specialised mortgages, and structured finance, our in-depth knowledge combined with commercial awareness, makes us the lender of choice for finance brokers, developers and individuals seeking a high quality, bespoke service.
United Trust Bank is led by astute and knowledgeable individuals who collectively bring many decades of experience. Their insight and understanding enables us to provide quick, bespoke and flexible funding solutions to borrowers in a wide range of circumstances.
Establishing strong relationships with our broker partners is fundamental to the continued success of our business. We never underestimate the important role brokers play in acting as counsel to their clients and we strive to add value by providing outstanding service and building relationships for the long term.
United Trust Bank was incorporated in 1955. We are authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.
At United Trust Bank, our focus is always on our customers’ needs. Our lending divisions and our deposits team each have their own specialist skills, knowledge and strengths which they draw upon to deliver an outstanding service for our customers. At the heart of these lie common values and attributes which unite our approach to banking:
In our determination to deliver the best service and value, we frequently win awards reflecting the quality of our products and services.
United Trust Bank was founded in 1955 and our management team has a long history of working together. We employ highly experienced people throughout the bank, and our flat management structure minimises bureaucracy, encourages flexibility and enables quick decision making.
As an innovative organisation, we have developed our business to ensure that it continues to meet the evolving needs of our customers and allows us take advantage of new opportunities.
Best Second Charge Mortgage Lender
Financial Reporter Awards 2020
Best Second Mortgage Lender
What Mortgage Awards 2020
Regulated Bridging Lender of the Year
B&C Awards 2020
Bridging Lender of the Year
SFI Awards 2020
Secured Loan Lender of the Year
SFI Awards 2020
Development Lender of the Year
NACFB Awards 2020
Social Media Champion
Crystal Specialist Finance Awards 2020
Award for Customer Service
2021 Savings Champion Awards
Secured Loan Lender of the Year
2020 Mortgage Introducer Awards
Organisations registered with Companies House with at least one director or a board of directors who are responsible for the decisions of the business.
Apply by post Apply onlineOrganisations registered with Companies House which consists of at least one general partner and at least one limited partner.
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Apply by post Apply onlineThe cash element of Self-Invested Personal Pensions (SIPPs) and Small Self-Administered Schemes (SASSs).
Apply by postCash being held for the benefit of a beneficiary, administered by named trustees.
Apply by postNot-for-profit organisations of two or more people, dedicated to a particular interest or activity.
Apply by postFor individuals applying to open a Cash ISA to utilise current tax year allowance
Apply by postFor individuals transferring a Cash ISA from an existing provider
Apply by postWe will be contacting our existing personal customers by email in due course to invite them to register for our newly launched online banking service.
Once invited you will need to have registered for online banking in order to continue. If you have registered you will have received your user details by post and can log in below.
For our Business and Charity customers, we plan to launch online banking for you early next year.
In the interim all accounts can be managed by email, phone or post. You can find details here
Unregistered customers please click on link to register
Personal Customers that have received their Online Banking details in the post